Products
Financial Lines - UK
What We Offer
- In the UK, we mainly underwrite Professional Indemnity risks
- Primary and excess layer capacity up to £12m limit of indemnity AOC or in the Aggregate
- Wide risk appetite with most professions considered (see below)
- UK, Gibraltar, Channel Islands and Isle of Man considered
- 100% or subscription on a lead or follow line basis
- Underwriters that are available by phone and email to discuss more challenging risks
Risk Appetite
- We target higher-quality regional PI business – typically mid-market and SME
- We have a strong appetite for broker schemes and portfolio transfers in addition to open market placements
Professions Considered
- Actuaries
- Architects
- Design & Construct
- Insurance Brokers
- Information Technology
- Engineers
- Media
- MGAs
- Miscellaneous
- Solicitors (excess only)
- Surveyors
Financial Lines - International
What We Offer
- A wide range of financial and professional lines covers
- Up to $10M limit of indemnity on an each and every claim and aggregate basis
- Primary and excess layer positions
- 100% or subscription, lead of follow-line basis
- Direct and facultative reinsurance basis subject to licensing
- Open market and portfolios
Territorial Risk Appetite
- Targeted territories include Australia, New Zealand, Africa, Middle East, Asia, non-EU European countries
- Considered territories include Canada, Latin America and Rest of World
- No appetite for US domiciled business
Classes Considered
- Professional Indemnity including FIPI
- Single-Project PI (up to 10 years)
- Directors & Officers and Management Liability
- Medical Malpractice
- Deductible Infill on Claims Made policies
Our Broker Proposition
Wide Risk Appetite
We offer coverages solutions for a wide range of professions both primary and excess of loss. Internationally, we underwrite insurance and reinsurance, ground up and excess layer covering several claims-made classes.
Fast Quotes
We understand time pressures that brokers face when up against renewal deadlines. Service, service, service is on our DNA. We pride ourselves on providing quotes and VRIs in minutes and hours rather than days and weeks.
Hard-To-Place Risks
We can often provide coverage solutions for hard-to-place risks where other markets cannot or will not. We are commercial in approach with each risk being underwritten on its own merits rather than 'computer says no'.
Empowered and Responsive Underwriters
Our underwriting team is experienced in dealing with a wide array of financial lines classes, professions, types of risks, wordings, territories and capacity structures and are empowered to make underwriting decisions.
Broker Portfolio Solutions
For brokers looking to move established portfolios, we can potentially offer a more flexible, responsive market, pre-agreed capacity at renewal, specific coverage extensions and administrative sub-delegation.
Capacity Support from Several Risk Carriers
Where brokers are placing a tower structure, we can often offer capacity on the primary, first and second excess layers providing brokers with a faster and more integrated placing solution.